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Paying yourself as a business owner can be structured in a couple of ways, depending on the type of business entity you operate. Here’s a quick guide to understanding your options: ✅ LLCs (Limited Liability Companies): Your compensation is typically through owner’s draws. This means you can take out money from the business account as needed, which then goes into your personal account. Remember, these aren’t considered ‘wages’ so they aren’t subject to payroll taxes. However, come tax time, you’l
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Before you touch a new client's books, get these 12 things in hand. Missing even three of them and you're quoting blind. 1. Bank and credit card statements or online access, for every account. View-only access beats PDFs. You can pull whatever is missing instead of chasing the client for it. 2. Loan statements or access, balances plus interest vs principal breakdowns. No way to split payments correctly or confirm balances without them. 3. Payroll reports or online access. Quarterly 941s, the ann
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